Merchant Accounts

Dedicated Peptide Merchant Accounts

A merchant account built for peptide sellers — not a generic high-risk solution that treats you like an afterthought.

Apply Now →

Most merchant accounts aren't built for peptides

Peptide businesses face unique underwriting challenges. Most payment processors either decline peptide merchants outright or approve them under restrictive terms — high reserves, delayed payouts, and the constant threat of account closure.

We connect you directly with acquiring banks that have established peptide-friendly portfolios. These are banks that understand the difference between research peptides, cosmetic peptides, and therapeutic applications — and underwrite accordingly.

🏦

Direct Bank Relationships

Skip the middlemen. We introduce you to acquiring banks with active BIN sponsorship for peptide MCC codes, ensuring long-term account stability.

💰

Competitive Processing Rates

High-risk doesn't have to mean highway robbery. Our banking partners offer rates starting from 3.5% + $0.30 with transparent fee structures and no hidden charges.

📊

Reasonable Reserve Terms

We negotiate reserve requirements on your behalf. Many of our merchants start with rolling reserves that reduce over time as processing history builds.

Your peptide merchant account comes with everything you need

Visa & Mastercard Acceptance

Process all major credit and debit cards from customers worldwide.

Online Payment Gateway

Secure hosted checkout or API integration for your eCommerce store.

Virtual Terminal

Process phone and mail orders through a web-based virtual terminal.

Chargeback Alerts

Ethoca and Verifi alerts integrated to catch disputes before they escalate.

Multi-Currency Support

Settle in USD, EUR, GBP, or other major currencies with competitive FX.

Recurring Billing

Tokenized subscription billing for repeat peptide customers.

Common Questions About Peptide Merchant Accounts

How long does approval take?
Most merchants receive a pre-approval decision within 48 hours. Full underwriting and account setup typically takes 5-10 business days depending on the acquiring bank and documentation provided.
What documents do I need?
Standard KYC documentation including business registration, government-issued ID, bank statements (3-6 months), processing statements if you have existing history, and your website URL.
Will I have a reserve on my account?
Most peptide merchant accounts include some form of reserve — typically a rolling reserve of 5-10% held for 6 months. We negotiate the best terms possible and reserves often decrease as you build processing history.
Can I process if I've been terminated before?
Yes, in many cases. Previous terminations don't automatically disqualify you. We work with banks that evaluate your current business on its own merits, though MATCH/TMF listings may require additional documentation.

Ready to Start Processing?

Apply today and get matched with the right acquiring bank for your business within 48 hours.

Apply for a Merchant Account →